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Woldeok Moneyverse
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FINANCE STRATEGY PILLAR

Virtual Banking & Compound Interest Strategy

Discover how to accelerate your WLD wealth using automated daily compounding deposits, high-yield virtual government bonds, and cooperative 4-player savings pots.

1. Daily Compounding Deposit Power
How compound cycles amplify passive WLD income.

Woldeok Central Bank calculates interest on your active bank balance daily. Because interest is credited directly to your principal, each subsequent day generates a higher return.

Daily Compound Calculation:
Future Value = Principal × (1 + APR / 365)^Days
* 예시: 100,000 WLD를 연 5.0% 금리로 30일간 예치 시 매일 증가하는 일일 이자가 원금에 자동 재투자됨.
2. Virtual Treasury Bonds (Fixed Maturity Yield)
Locking in guaranteed returns immune to market volatility.

Virtual treasury bonds offer fixed annual coupon rates (up to 12.0% APR) for 7-day, 30-day, and 90-day lockup maturities. The central bank treasury guarantees principal redemption upon maturity.

7일 단기채
연 4.5% APR
30일 중기채
연 8.0% APR
90일 장기채
연 12.0% APR
3. 4-Player Cooperative Savings Pot & Nudge
Team up with 4 friends to earn +5% bonus jackpot.

Invite 3 friends to create a 4-player savings pot. If all 4 members reach the savings goal before the deadline, every participant receives a +5.0% bonus interest payout.

4. Toss-style Single Bank Account & Live Interest Counting
Instant deposit, withdrawal and live ticking interest rewards.

The top of the bank page features an all-in-one bank card. You can watch your accrued interest tick up in real time and hit "Claim Interest" at any time to compound your balance instantly.

채우기 (현금 → 예금)

지갑의 유동 현금을 예금으로 옮겨 복리 이자를 적용받습니다.

보내기 (예금 → 현금)

필요할 때 언제든 수수료 없이 지갑으로 즉시 인출합니다.

Ready to grow your savings?

Safe, server-verified automated compound accounts.

Go to Virtual Bank