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FIRE 早期リタイア シミュレーター
Accurately project your financial freedom year using the Trinity Study 4% safe withdrawal rate and compound growth model.
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Asset & Savings Plan Parameters
Enter current net worth, monthly savings, and expected investment returns.
¥5,000,000
¥
¥200,000
¥
¥300,000
¥
4% / yr
FIRE Diagnostic Summary
Retirement Achievable at Age 50
Continue saving and compounding for 20 years to reach total financial independence.
Required Goal Net Worth
¥90,000,000
Annual Withdrawal: ¥3,600,000
Readiness at Age 45
70%
Est. ¥62,782,361
Real Annual Return
4.88%
After 2.5% Inflation
Target Assets by 4 Distinct FIRE Archetypes
Select the optimal retirement style tailored to your lifestyle.
Lean FIRE¥63,000,000
Fastest path to early retirement via strict minimalist living.
Regular FIRE¥90,000,000
Maintain current lifestyle spending standards in full.
Fat FIRE¥135,000,000
Generous 1.5x budget for frequent travel and hobbies.
Barista FIRE¥45,000,000
Partial retirement balanced with flexible freelance earnings.
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