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FIRE 提前退休模拟器
Accurately project your financial freedom year using the Trinity Study 4% safe withdrawal rate and compound growth model.
Live Macro Pulse Indicators
10m Auto RefreshSentiment:🛡️ Risk-Off
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Asset & Savings Plan Parameters
Enter current net worth, monthly savings, and expected investment returns.
¥50,000,000
¥
¥2,000,000
¥
¥3,000,000
¥
4% / yr
FIRE Diagnostic Summary
Retirement Achievable at Age 50
Continue saving and compounding for 20 years to reach total financial independence.
Required Goal Net Worth
¥900,000,000
Annual Withdrawal: ¥36,000,000
Readiness at Age 45
70%
Est. ¥627,823,606
Real Annual Return
4.88%
After 2.5% Inflation
Target Assets by 4 Distinct FIRE Archetypes
Select the optimal retirement style tailored to your lifestyle.
Lean FIRE¥630,000,000
Fastest path to early retirement via strict minimalist living.
Regular FIRE¥900,000,000
Maintain current lifestyle spending standards in full.
Fat FIRE¥1,350,000,000
Generous 1.5x budget for frequent travel and hobbies.
Barista FIRE¥450,000,000
Partial retirement balanced with flexible freelance earnings.
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